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“Oh no! Another bill to pay! – how can I count my expenditures”

The tools

Contents

There are various tools to help you control your finances. Everyone can find the right tool for themselves.

  1. The easiest way is to create a budget plan on a piece of paper. You don’t need much! Just a sheet of paper, a pen and a calculator. You will find all the information and tips for creating a budget in the previous section [How to create a budget? – Step by step]. Below you can see the budget template with a short explanation of how to count.

If you want to know how to analyze data and what to remember, go to the next sections: [Tips – How to manage your budget effectively and have control over your expenses?], [Savings plan].

  1. You can also use a spreadsheet (e.g. Excel). There are many ready-made sheets for download and use. You will find basic and more advanced files on the Internet. If you feel up to it and know how to use this program (you know the basic possibilities and formulas), you can create such a table yourself! This is a great option because the calculations are done automatically and you can make interesting analyses. You only need to use the right formulas.
  2. You can also use different applications on your phone or computer. There are many innovative solutions that will help you to quickly implement your expenses, manage your budget without much effort, control the money in your bank account and much more. Easy, comfortable and saving your time. Here are some examples: